Identity Theft Protection

Identity Theft Protection

Identity theft protection is a reaction to identity theft. Identity theft  is a dynamic criminal activity. The cases of identity theft in the past are different from what obtains in the present.

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Identity Theft Protection

Identity theft which is commonly connected with the theft of an individual’s personal identifying information has changed to include a dynamic trend of business identity theft.

 

Further cases of identity theft occurs with the theft and fraudulent use of social security numbers , child identity theft.

 

Categories of Identity theft protection

Personal Identity theft was and is still one of the identity theft that requires a constant identity theft protection.

It is the unauthorized getting hold of another individual’s personal sensitive identification information. It could be termed as a personal identity crime which allows for the use of information to acquire credit, goods, services , money or other properties through scams, identity fraud or credit monitoring.

Personal sensitive identification information could refer to access to birth certificate, passport, drivers licences, court records, visas, social security number, online bank accounts, bank accounts and other important personal identity documents or assets.

Business Identity Theft

Business identity theft refers to the unauthorized use or hijacking of a business identification information. Business identity theft occurs when a business logo ,name, address, bank account number, email address, social networking space, corporate credit card number , Treasury Identification Number, Electronic Filing Identification Number is hijacked, cloned and used by an unauthorized group , individuals or groups.

Identity Theft Protection

Identity theft protection as a reaction towards identity theft allows for the safeguard of precious information ,fraud protection, fraud services, fraud prevention for your assets or other personal properties.

The most important or valuable assets are ; people(employees or customers), work process(input-output of information regarding information and business identities), proprietary information and property.

What to stay clear off while on a path to identity theft protection

  • Freebies or free iphone, ipad, ps3,game downloads; asking or demanding  for contact details ,bank account information.
  • Unsolicited Employment  ads or offers demanding your address, account numbers or personal details
  • Submission of personal data online –this may be in the form of curriculum vitae, social networking sites, forums or other e-commerce websites.
  • Download of deceptive software- a download of iTunes or songs demanding your credit card number, address or o ther personal information
  • Lost credit cards or other documents- if you lose a credit card or any other important documents; make sure the lost documents are reported to the appropriate authorities.
  • Mail delivery services- always use a registered and well trusted mail service
  • Deceptive emails/phishing- this mention that one fake ,non-existing individual died and left lots of fund. The emails usually ask for your help in retrieving the fund and sharing the fund-but only with the exchange of information from one end (the potential victim gives away bank account details).
  • Medical identity theft: In case your health insurance card is misplaced or lost. Contact the appropriate authorities to register the misplaced or lost card or any documents related.
  • Smishing or Vishing  schemes: in a world of internet connectivity , iphones , blueberry and the rest. Communication becomes more easier but at a cost. The cost is identity theft. Beware of text messages or sms , or invites from other phones or the use of online banking via your phone. Beware of giving your banking information out on phone or anonymous request  for your PIN or code.

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Lastly, a lot of restraint concerning identity theft is not enough to safeguard you from been attacked by identity theft schemers.

But on the safer side, a more cautioned use of your personal information in the open-(social media sites or by free downloads, or public chats) could help stop identity theft and ensure identity theft protection.

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